Build credit, save on unsecured financing costs, make affordable monthly payments and have a secure financial future
Low Interest Rates | One affordable payment | Report to credit bureaus
The Fresh Start Plus Credit Builder Loan, offered by Consolidation Capital LLC, is an innovative credit product designed to finance your monthly program payment obligations into a new secured loan. Your monthly loan payments are structured as a new secured installment loan and monthly payments reported to the credit bureaus to help you maintain the best possible credit at the lowest possible cost.
Our secured lending programs let consumers pledge illiquid financial assets and hard-to-value personal valuables as collateral to access low cost financing. We accept a wide range of non-traditional personal collateral that most lenders will not lend against.
Payment history is the most important factor in your credit score. You will build positive payment history with the credit bureaus by making on time payments and get the credit reporting benefits of an unsecured consolidation loan at a fraction of the cost.
Key Features
How we are different
We help you gain access to credit and improve your credit score without having to take on high cost credit card debt or an unsecured loan and give you the tools and support to gain financial independence and realize your financial goals. We monitor your credit scores periodically, and give you access to increased affordable credit as your payment history on the Fresh Start Plus loan improves your credit profile and score.
Our loans are transparent, cost-effective, straightforward and compliant with federal and state interest rate caps. We work closely with consumer finance regulators, such as the CFPB, to ensure that our products offer you the best value.
Consolidation Capital LLC is a specialty finance company providing affordable and innovative loan products to credit challenged consumers. Our goal is to help consumers who have limited availability of traditional credit products access and build credit in an affordable and responsible manner.
Our innovative and inexpensive Fresh Start Plus credit builder loans are designed to finance and report the consumer’s monthly program payment to the credit bureaus to help build payment history. With a Fresh Start Plus loan, consumers can build credit in an affordable manner while fulfilling their monthly program obligations.
Our secured loan products are designed to allow consumers to pledge illiquid financial assets and hard-to-value personal non-dwelling property such as jewelry, luxury watches, fine art, antiques and memorabilia as collateral to access low cost financing. We accept a wide range of non-traditional personal collateral that most lenders will not lend against.
If you do not like the high interest rates of unsecured loans, we can offer you substantial savings by providing you with a secured credit builder loan. We offer various lending options and can customize a loan that works best for you.
Simplify your life with one simple secured loan payment that is reported to all three credit bureaus. At the end of the loan term, you will have fulfilled your monthly payment obligations while rebuilding your credit history.
Interest Savings - Avoids high-interest, high fee unsecured loans and revolving credit
Consolidation – Consolidate your monthly payment obligations into one payment
Affordability – Low interest and finance charges, customized and affordable
Credit Reporting - Immediate access to new credit and credit bureau reporting
Finance your monthly program payments with an affordable secured credit builder loan and fulfill your program obligations and build credit history at the same time.
If your customers, employees and members are financially stressed, credit challenged and have a monthly payment obligation that they would like to affordably finance and build credit, our secured credit builder loan options may be a good fit. Helping your customers get affordable credit builder financing to meet their monthly program payment obligations, save money and and get back on their feet financially is a win-win for all parties. Our B2B business model is sure to bring you additional revenue every single month while helping your clients access and build credit.
Benefit Providers: Looking to get your members access to affordable credit solutions. We provide a range of innovative financing options that them they may need and use.
Debt Relief Companies: Are you providing debt resolution plans and want to make sure your clients have credit access to meet their monthly program payment obligations? We work with reputable and ethical service providers to offer their clients affordable credit solutions.
Employers and EAPs: Looking to provide a valuable credit benefit to your employees? Our credit solutions solutions and financial tools can help on multiple fronts to solve credit issues.
Unions and Associations: Our secured financing options can can help your members meet their financial obligations and build credit at the same time.
Consolidation Capital's innovative secured loan products do not focus on credit scores and traditional credit metrics that most lenders rely on. If your customers have steady employment, are 18 or older, are US citizens and legal permanent residents, have a valid checking account and are seeking affordable credit building loan solutions to meet their monthly payment obligations, we may have the solution.
We are long term partners for consumer-focused service companies who comply with consumer regulations and have a track-record of helping consumers succeed. Our credit products have been vetted by regulators including the CFPB to ensure that we offer the best value proposition to our clients and borrowers.
Contact us at affiliates@consolidationcap.com to learn more. We would love to hear from you.
If you (or your clients) have a recurring monthly payment obligation that you would like to finance affordably and report to the credit bureaus, a Fresh Start Plus Credit Builder Loan may be just what you need. Our affiliated consumer loan consultants may also be able to help you consolidate your unsecured credit card debts into an affordable monthly credit builder secured loan payment. Unlike traditional lenders, we do not rely on credit scores to underwrite our loans and do not require any upfront security deposit.
Making timely loan payments that are reported to the credit bureaus is the best thing you can do to improve your credit.
Address: 10 Tower Office Park, Suite 401, Woburn, MA 01801
Phone: 212-459-1530
Email : info@consolidationcap.com